Cost of Future Care Analysis: Planning for Long-Term Injury Needs with Clinical Precision
By Functional Therapy & Wellness Inc. | Medico-Legal OT Experts in British Columbia
In cases involving catastrophic injuries or long-term impairments, accurate forecasting is essential. A Cost of Future Care (CFC) Analysis, also known as a Life Care Plan, offers a detailed projection of an injured person’s future rehabilitation and support needs, grounded in clinical evidence and occupational therapy expertise.
At Functional Therapy & Wellness Inc., we prepare comprehensive, defensible CFC reports to assist in personal injury litigation, insurance settlements, and disability planning.
What Is a Cost of Future Care Analysis?
A CFC analysis outlines the services, equipment, and supports a person will likely need for the rest of their life as a result of their injury. This may include:
Ongoing therapy (OT, physio, psychological support)
Attendant care or personal support services
Home and vehicle modifications
Durable medical equipment
Assistive technology
Transportation needs
When to Refer for a CFC Analysis
These reports are commonly required when:
Clients have sustained serious or catastrophic injuries (e.g., TBI, SCI, amputations)
Future costs need to be quantified for settlement or litigation
Ongoing care planning is required for complex, long-term cases
Our assessments are built on clinical evaluations, medical file reviews, standards of care, and jurisdiction-specific guidelines.
Why Referral Sources Trust Our Reports
Our CFC reports are:
Clear, accurate, and professionally formatted
Compliant with legal and insurer standards
Supported by clinical rationale and cost estimates
Effective in mediation, arbitration, or court proceedings
We collaborate with lawyers, insurers, and rehab professionals to ensure every detail reflects the true scope of need.
⚖️ Partner with Functional Therapy & Wellness Inc. for expert Cost of Future Care assessments, trusted for accuracy, objectivity, and advocacy.
